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	<title>Comments for KITSAP MORTGAGE BLOG</title>
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	<link>http://kitsapmortgage.wordpress.com</link>
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	<lastBuildDate>Wed, 12 Mar 2008 16:19:44 +0000</lastBuildDate>
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		<title>Comment on Should I Continue Renting? by Amanda</title>
		<link>http://kitsapmortgage.wordpress.com/2008/03/10/should-i-continue-renting/#comment-141</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Wed, 12 Mar 2008 16:19:44 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/?p=27#comment-141</guid>
		<description>What if I want to buy a vacation home in the same county that I live in --but also keep my apartment.  Do the same tax and financial advantages apply to a home that I will only visit on weekends and holidays?</description>
		<content:encoded><![CDATA[<p>What if I want to buy a vacation home in the same county that I live in &#8211;but also keep my apartment.  Do the same tax and financial advantages apply to a home that I will only visit on weekends and holidays?</p>
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		<title>Comment on Should I care about my credit score? by Amanda</title>
		<link>http://kitsapmortgage.wordpress.com/2008/02/04/should-i-care-about-my-credit-score/#comment-138</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Sun, 09 Mar 2008 18:20:17 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/?p=20#comment-138</guid>
		<description>Veronica,

Checking your own credit store through myfico.com or any other personal credit monitoring company DOES not lower your credit score. That is a common misconception. What lowers your credit score is when companies pull your credit. 

Another FYI..When you monitor and track your own credit score you can see who pulled your credit. Unless given permission by you, you can dispute credit pulls with all reporting companies.</description>
		<content:encoded><![CDATA[<p>Veronica,</p>
<p>Checking your own credit store through myfico.com or any other personal credit monitoring company DOES not lower your credit score. That is a common misconception. What lowers your credit score is when companies pull your credit. </p>
<p>Another FYI..When you monitor and track your own credit score you can see who pulled your credit. Unless given permission by you, you can dispute credit pulls with all reporting companies.</p>
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		<title>Comment on National Mortgage Licensing Registry Officially Launched by Anonymous</title>
		<link>http://kitsapmortgage.wordpress.com/2008/01/14/national-mortgage-licensing-registry-officially-launched/#comment-137</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Sun, 09 Mar 2008 07:55:50 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/2008/01/14/national-mortgage-licensing-registry-officially-launched/#comment-137</guid>
		<description>&lt;strong&gt;free car quote&lt;/strong&gt;

Excellent post. Keep it up!</description>
		<content:encoded><![CDATA[<p><strong>free car quote</strong></p>
<p>Excellent post. Keep it up!</p>
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		<title>Comment on About Us by bibomedia.com</title>
		<link>http://kitsapmortgage.wordpress.com/about/#comment-136</link>
		<dc:creator>bibomedia.com</dc:creator>
		<pubDate>Sat, 08 Mar 2008 03:41:44 +0000</pubDate>
		<guid isPermaLink="false">#comment-136</guid>
		<description>:)</description>
		<content:encoded><![CDATA[<p> <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Comment on Should I care about my credit score? by New Home Refinance</title>
		<link>http://kitsapmortgage.wordpress.com/2008/02/04/should-i-care-about-my-credit-score/#comment-134</link>
		<dc:creator>New Home Refinance</dc:creator>
		<pubDate>Sat, 01 Mar 2008 15:16:51 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/?p=20#comment-134</guid>
		<description>cooooooooool article thanks and keep good working</description>
		<content:encoded><![CDATA[<p>cooooooooool article thanks and keep good working</p>
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		<title>Comment on Should I care about my credit score? by Amanda</title>
		<link>http://kitsapmortgage.wordpress.com/2008/02/04/should-i-care-about-my-credit-score/#comment-128</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Sat, 16 Feb 2008 21:11:13 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/?p=20#comment-128</guid>
		<description>Well,unless those scores are affected by owing the goverment money such as student loans. Other than that- VA Loans can be very forgiving for people who use cash and not credit.</description>
		<content:encoded><![CDATA[<p>Well,unless those scores are affected by owing the goverment money such as student loans. Other than that- VA Loans can be very forgiving for people who use cash and not credit.</p>
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		<title>Comment on Should I care about my credit score? by Veronica</title>
		<link>http://kitsapmortgage.wordpress.com/2008/02/04/should-i-care-about-my-credit-score/#comment-127</link>
		<dc:creator>Veronica</dc:creator>
		<pubDate>Thu, 14 Feb 2008 21:22:53 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/?p=20#comment-127</guid>
		<description>I wish there was a way to check your credit score without lowering it! I think thats stupid.</description>
		<content:encoded><![CDATA[<p>I wish there was a way to check your credit score without lowering it! I think thats stupid.</p>
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		<title>Comment on What does todays Fed Rate Cut mean to my Mortgage? by steve gaynes</title>
		<link>http://kitsapmortgage.wordpress.com/2008/01/22/what-does-todays-fed-rate-cut-mean-to-my-mortgage/#comment-125</link>
		<dc:creator>steve gaynes</dc:creator>
		<pubDate>Wed, 13 Feb 2008 20:38:27 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/2008/01/22/what-does-todays-fed-rate-cut-mean-to-my-mortgage/#comment-125</guid>
		<description>I read with great interest some of the pieces on your site and wanted to introduce you to VantageScore Solutions, LLC.  VantageScore Solutions is an independently managed company that holds the license to VantageScore—a new generic consumer credit scoring model introduced in March 2006.  VantageScore was developed by America’s three major credit reporting companies (CRCs) –Equifax, Experian and TransUnion, based on market demand.  

.  Here are a few additional thumbnail facts about VantageScore that you might find of interest.  

--VantageScore is seeking to build relationships with a lot of market influencers like Government Service Enterprises (Fannie Mae/Freddie Mac) and consumer advocacy groups 

--For a study conducted by Experian, we were able to reclassify about 21 percent of borrowers out of the subprime category 

--Because the algorithms for VantageScore are based on more recent economic data, the score accurately reflects recent economic trends and shifts in consumer credit behavior.

Thank you for your consideration.</description>
		<content:encoded><![CDATA[<p>I read with great interest some of the pieces on your site and wanted to introduce you to VantageScore Solutions, LLC.  VantageScore Solutions is an independently managed company that holds the license to VantageScore—a new generic consumer credit scoring model introduced in March 2006.  VantageScore was developed by America’s three major credit reporting companies (CRCs) –Equifax, Experian and TransUnion, based on market demand.  </p>
<p>.  Here are a few additional thumbnail facts about VantageScore that you might find of interest.  </p>
<p>&#8211;VantageScore is seeking to build relationships with a lot of market influencers like Government Service Enterprises (Fannie Mae/Freddie Mac) and consumer advocacy groups </p>
<p>&#8211;For a study conducted by Experian, we were able to reclassify about 21 percent of borrowers out of the subprime category </p>
<p>&#8211;Because the algorithms for VantageScore are based on more recent economic data, the score accurately reflects recent economic trends and shifts in consumer credit behavior.</p>
<p>Thank you for your consideration.</p>
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		<title>Comment on What&#8217;s Going On? by varefinance</title>
		<link>http://kitsapmortgage.wordpress.com/2008/01/09/whats-going-on/#comment-103</link>
		<dc:creator>varefinance</dc:creator>
		<pubDate>Thu, 07 Feb 2008 21:10:24 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/2008/01/09/whats-going-on/#comment-103</guid>
		<description>I really hope that this housing market settles down. I am doing va loans and fha loans until things recover.  For more information see:  http://www.vaonlineservices.com</description>
		<content:encoded><![CDATA[<p>I really hope that this housing market settles down. I am doing va loans and fha loans until things recover.  For more information see:  <a href="http://www.vaonlineservices.com" rel="nofollow">http://www.vaonlineservices.com</a></p>
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		<title>Comment on Should I care about my credit score? by varefinance</title>
		<link>http://kitsapmortgage.wordpress.com/2008/02/04/should-i-care-about-my-credit-score/#comment-102</link>
		<dc:creator>varefinance</dc:creator>
		<pubDate>Thu, 07 Feb 2008 21:07:32 +0000</pubDate>
		<guid isPermaLink="false">http://kitsapmortgage.wordpress.com/?p=20#comment-102</guid>
		<description>This is true in most cases.  Va loans however don&#039;t require a set credit score and the rate is the same for all borrowers that qualify regardless of their scores.
for more information: http://www.vaonlineservices.com</description>
		<content:encoded><![CDATA[<p>This is true in most cases.  Va loans however don&#8217;t require a set credit score and the rate is the same for all borrowers that qualify regardless of their scores.<br />
for more information: <a href="http://www.vaonlineservices.com" rel="nofollow">http://www.vaonlineservices.com</a></p>
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